SELF MANAGED SUPERANNUATION FUND ADVISORY Safety Bay

Applecross Accountants & Advisors is a Corporate Authorised Representative (No. 127 1596) of SMSF Advisers Network Pty Ltd. Kevin Dobra (No. 127 1597) is authorized by SMSF Advisers Network to provide superannuation and self-managed superannuation fund (SMSF) advise on the following;

• • • Establishment of SMSF’s
    • Contribution strategies (amounts, types, withdrawal and recontributing)
    • Pensions strategies
    • Transfer of business real property into superannuation
    • Withdrawal, commutations and death benefit payments
    • Provision of an asset class investment strategy (based on your risk profile)
    • Limited Recourse Borrowing Arrangements (for property / asset acquisition) Winding up of SMSF’s

PERSONAL & BUSINESS INSURANCE Safety Bay

After Applecross Accountants & Advisors identify an insurance need, it is then set up alongside and as part of our trusted team of insurance brokers at NTAA Risk Solutions as follows,

Personal Insurance:

• • Income Protection Insurance – provides a monthly payment if you’re unable to work due to an illness or injury
  • Life Insurance – provides a lump sum payment when you die or if you’re diagnosed with a terminal illness
  • Total & Permanent Disability Insurance – provides a lump sum payment if you become permanently disabled and unable to work again
  • Critical Illness Insurance (Trauma Policy) – provides a lump sum payment if you’re diagnosed with a serious illness

Business Insurance Safety Bay:

• • Business Overhead Insurance – helps protect your livelihood by giving your business the cash flow it needs to cover day to day expenses, so you can focus on your recovery
  • Buy / Sell Insurance – provides a lump sum if you or one of your partners dies or suffers a serious illness or injury so the remaining owners can acquire the departing owner’s share and continue running the business
  • Key person Insurance – can be used to help businesses protect against the loss of income if its owners or key income generating staff are unable to work due to sickness or injury.

Safety Bay COMPANY SECRETARIAL SERVICES

Assist your company in meeting its Company Statutory Requirements in accordance with the Australian Securities and Investment Commission (ASIC).

Assistance in relation to:

• • Establishment
  • Reviewing Annual Statements
  • Preparation of Annual Statutory Minutes
  • Notifying ASIC of changes for its Officers and Members
  • Provide a facility of a Registered Office

DECEASED ESTATES Safety Bay

The property and assets belonging to a person who has died are called their deceased estate and is held in trust until there’s a transfer of the assets to the beneficiaries who are presently entitled.